Home Loan EMI Calculator

Estimate your home loan EMI and inspect your complete repayment schedule.

Loan details

Update any value to recalculate instantly.

Loan amount (INR)

Annual interest rate (%)

Loan tenure (years)

Up to 50 years. Half-year tenures are supported.

Based on monthly reducing-balance interest.

Monthly EMI

₹43,391.16

Total interest

₹54,13,878.80

Total payment

₹1,04,13,878.80

Showing months 1–24 of 240.

Values are rounded for display only.

Monthly loan repayment schedule
Month	EMI	Principal	Interest	Remaining balance
1	₹43,391.16	₹7,974.50	₹35,416.67	₹49,92,025.50
2	₹43,391.16	₹8,030.98	₹35,360.18	₹49,83,994.52
3	₹43,391.16	₹8,087.87	₹35,303.29	₹49,75,906.66
4	₹43,391.16	₹8,145.16	₹35,246.01	₹49,67,761.50
5	₹43,391.16	₹8,202.85	₹35,188.31	₹49,59,558.65
6	₹43,391.16	₹8,260.95	₹35,130.21	₹49,51,297.70
7	₹43,391.16	₹8,319.47	₹35,071.69	₹49,42,978.23
8	₹43,391.16	₹8,378.40	₹35,012.76	₹49,34,599.83
9	₹43,391.16	₹8,437.75	₹34,953.42	₹49,26,162.08
10	₹43,391.16	₹8,497.51	₹34,893.65	₹49,17,664.57
11	₹43,391.16	₹8,557.70	₹34,833.46	₹49,09,106.86
12	₹43,391.16	₹8,618.32	₹34,772.84	₹49,00,488.54
13	₹43,391.16	₹8,679.37	₹34,711.79	₹48,91,809.17
14	₹43,391.16	₹8,740.85	₹34,650.31	₹48,83,068.33
15	₹43,391.16	₹8,802.76	₹34,588.40	₹48,74,265.57
16	₹43,391.16	₹8,865.11	₹34,526.05	₹48,65,400.45
17	₹43,391.16	₹8,927.91	₹34,463.25	₹48,56,472.54
18	₹43,391.16	₹8,991.15	₹34,400.01	₹48,47,481.39
19	₹43,391.16	₹9,054.84	₹34,336.33	₹48,38,426.56
20	₹43,391.16	₹9,118.97	₹34,272.19	₹48,29,307.59
21	₹43,391.16	₹9,183.57	₹34,207.60	₹48,20,124.02
22	₹43,391.16	₹9,248.62	₹34,142.55	₹48,10,875.40
23	₹43,391.16	₹9,314.13	₹34,077.03	₹48,01,561.28
24	₹43,391.16	₹9,380.10	₹34,011.06	₹47,92,181.17