ArthaSiddhi
SWP Calculator
Check whether a chosen corpus can support monthly withdrawals for the full period.
Withdrawal assumptions
Estimated withdrawal outcome
Return is applied before each monthly withdrawal.
Initial investment
₹10,00,000.00
Total withdrawn
₹12,00,000.00
Estimated remaining balance
₹3,90,179.88
Months with a withdrawal
120
Exhausted before tenure
No
The model makes withdrawals in 120 months, withdraws ₹12,00,000.00 in total and leaves ₹3,90,179.88 at the end.
How withdrawals are applied
For each month, the monthly-equivalent assumed return is applied first. The requested withdrawal is then deducted, limited to the available balance so the estimate never becomes negative.
Important assumptions
- This model uses one constant return. Actual returns vary, so actual withdrawal amounts and the ending balance can differ.
Read the Financial Disclaimer.
Guides for this calculator
Main guide
SWP Explained: Withdrawals, Returns and Remaining Corpus
Understand how the SWP calculator models monthly withdrawals, an entered return and the remaining corpus.
Related guide
How SWP Is Calculated: Return Timing, Withdrawals and Balance
Trace the SWP calculator's monthly return conversion, return-before-withdrawal order and balance updates.
Related guide
Why SWP Corpus Can Run Out
See how withdrawal size, starting corpus, tenure and an entered return affect modeled SWP corpus exhaustion.