ArthaSiddhi
Step-up SIP Calculator
Raising the monthly SIP each year changes both the amount invested and its projected value.
Step-up SIP details
Estimated future value
Beginning-of-month investments with an annual step-up.
Total invested
₹9,56,245.48
Estimated returns
₹7,30,917.66
Estimated future value
₹16,87,163.13
Final monthly SIP
₹11,789.74
As the SIP rises each year, you contribute ₹9,56,245.48 in total. At the return entered, projected growth adds ₹7,30,917.66, taking the final value to ₹16,87,163.13.
How the annual SIP increase is applied
The monthly investment stays constant for 12 months, then increases once at the beginning of each new investment year. Each contribution is made before that month's assumed return is applied.
Important assumptions
- Expected returns are assumptions. Real investment returns are not constant or guaranteed.
Read the Financial Disclaimer.
Guides for this calculator
Main guide
Step-up SIP Explained: Contributions, Annual Increase and Projected Value
Understand how a Step-up SIP increases contributions annually and how the calculator separates invested capital from projected growth.
Related guide
How Step-up SIP Is Calculated: Monthly Contributions and Annual Step-up
Trace the Step-up SIP calculator's beginning-of-month contributions, monthly compounding and annual contribution increases.
Related guide
Step-up SIP Projection Assumptions: What the Calculator Does and Does Not Predict
Understand the constant-return, annual-step-up and beginning-of-month assumptions behind a Step-up SIP projection.