Investments
See how regular SIP contributions build over time, how projected growth is calculated and where the assumptions matter.
Regular investing
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SIP Explained for Beginners
How monthly SIP contributions add up, where projected growth comes from and how to read the future value.
6 min read
Guide
How SIP Returns Are Calculated: Contributions, Timing and Projected Growth
How monthly SIP contributions, contribution timing and an assumed return produce total invested, projected growth and future value.
8 min read
Guide
Why a SIP Projection Is Not a Return Guarantee
Why constant-return SIP projections differ from market outcomes, and how return assumptions, timing, costs and taxes affect interpretation.
7 min read
One-time investing
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Lumpsum Investment Explained: Principal, Growth and Future Value
Understand how a one-time principal, entered annual return and whole-year period produce a projected Lumpsum value.
7 min read
Guide
Lumpsum Projection Assumptions: What the Calculator Does and Does Not Predict
Learn which constant-return and annual-compounding assumptions shape a Lumpsum projection and what it excludes.
6 min read
Increasing contributions
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Step-up SIP Explained: Contributions, Annual Increase and Projected Value
Understand how a Step-up SIP increases contributions annually and how the calculator separates invested capital from projected growth.
7 min read
Guide
How Step-up SIP Is Calculated: Monthly Contributions and Annual Step-up
Trace the Step-up SIP calculator's beginning-of-month contributions, monthly compounding and annual contribution increases.
7 min read
Guide
Step-up SIP Projection Assumptions: What the Calculator Does and Does Not Predict
Understand the constant-return, annual-step-up and beginning-of-month assumptions behind a Step-up SIP projection.
7 min read
Measuring growth
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CAGR Explained: Beginning Value, Ending Value and Years
What CAGR means, how beginning value, ending value and whole years produce an annualized growth rate, and what the result leaves out.
8 min read
Guide
CAGR vs Absolute Return: Annualized Growth and Total Change
How absolute return measures total endpoint change while CAGR expresses the same beginning and ending values as an annualized rate.
6 min read
Guide
Why CAGR Can Hide Year-to-Year Volatility
Why identical endpoints produce identical CAGR even when hypothetical paths differ, and why CAGR does not show volatility or interim cash flows.
6 min read
Guide
CAGR vs Average Annual Return
Why CAGR is a geometric endpoint rate while an arithmetic average annual return requires actual period-by-period return observations.
6 min read
Taking withdrawals
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SWP Explained: Withdrawals, Returns and Remaining Corpus
Understand how the SWP calculator models monthly withdrawals, an entered return and the remaining corpus.
7 min read
Guide
How SWP Is Calculated: Return Timing, Withdrawals and Balance
Trace the SWP calculator's monthly return conversion, return-before-withdrawal order and balance updates.
7 min read
Guide
Why SWP Corpus Can Run Out
See how withdrawal size, starting corpus, tenure and an entered return affect modeled SWP corpus exhaustion.
6 min read
Compare approaches
Guide
SIP vs Lumpsum: How Contribution Timing Changes the Projection
A controlled comparison showing how gradual monthly contributions and one amount invested upfront produce different projections.
7 min read
Guide
Fixed SIP vs Step-up SIP: What an Annual Increase Changes
How an annual increase changes total contributions and projected value compared with keeping the monthly SIP fixed.
7 min read