ArthaSiddhi
RD Calculator
Monthly deposits build towards a maturity amount over the tenure you choose.
Recurring deposit details
Estimated RD maturity
Total deposits
₹3,00,000.00
Estimated interest
₹60,052.63
Estimated maturity
₹3,60,052.63
Your deposits add up to ₹3,00,000.00. Earlier deposits earn interest for longer, and the model adds ₹60,052.63 in interest for an estimated maturity value of ₹3,60,052.63.
How monthly deposits build up
Each monthly deposit is assumed at the beginning of the month and grows at a monthly-equivalent rate derived from the entered annual rate.
Important assumptions
- This is an illustrative generic model and may not reproduce every bank or post-office RD product convention.
Read the Financial Disclaimer.
Guides for this calculator
Main guide
RD Explained: Monthly Deposits, Interest and Maturity
How recurring monthly deposits, the entered rate and tenure build total deposits, estimated interest and RD maturity in the calculator.
Related guide
How RD Interest Is Calculated: Monthly Installments and Maturity
How beginning-of-month RD installments receive different growth periods and combine into total deposits, interest and estimated maturity.
Related guide
Why an RD Calculator Projection May Differ From Actual Maturity
Why deposit dates, product terms, missed installments and other events can make actual RD maturity differ from a generic calculator estimate.