| Job Role | Credit Manger | |||
| Role Description | 1. Design, Build, Manage the Credit and Risk Framework 2. Setting up Process Structure for Credit Risk and Quality framework including the policy. Early Warning Signal, Post disbursement monitoring process. Etc. 3. Manage internal Stakeholders in Addition to regulators and governing bodies. 4. Engaged in development, automation, implementation, review and monitoring of various credit policies, Scorecard-based decision process, products improving revenues, making relevant changes in Scorecard policies and process basis portfolio behaviour. 5. Will do PDs, making of CAM , Decisioning of the group loan and MSME loan cases. | |||
| Qualification | Graduate or Postgraduate | |||
| Experience | 3-5 Years | |||
| Technical Competency | Vital | Essential | Desirable | |
| 1 | Credit Analysis | Yes | ||
| 2 | Credit Scoring Knowledge | Yes | ||
| 3 | Risk Management | Yes | ||
| 4. | Loan Documentation | Yes | ||
| Behavioural Competency | Vital | Essential | Desirable | |
| 1 | Effective communication | Yes | ||
| 2 | Detail Oriented | Yes | ||
| 3 | Problem Solving | Yes | ||
| 4 | Forecasting | Yes | ||
| 5 | Critical Thinking | Yes | ||
| 6 | Time Managment | Yes | ||
